为了探讨伊斯兰的经济制度，我们首先需要阐明伊斯兰对追求物质福祉的立场。这是因为"dunya"（今世、人世）一词与物质财富或世俗事务相关联，在许多穆斯林心中已变成了一个令人反感的词语。

In order to address the Economic System in Islam, we first of all need to clarify the position of Islam in relation to the quest for material well being. This is because the word dunya (life), which is associated with material wealth or worldly matters has become a dirty word for many Muslims.

将din与dunya分离（即世俗主义的表现）是一种源自西方基督教的观念，近来已在穆斯林中被广泛接受。因此，追求经济或世俗事务上的增长被视为不妥，而持续从事礼拜及其他个人功修则被认为值得获得回报。于是，许多穆斯林感到困惑，过着一种双重的生活。一方面，金钱有其影响力；它带来地位，使生活舒适，因此他们热切地追求它。另一方面，他们又感到内疚，认为自己的努力应当用于“宗教性”的义务。

The separation of deen from dunya (i.e. the manifestation of secularism) is a Western-Christian concept that has recently become widely internalised amongst Muslims. Consequently, seeking to increase in economic or worldly matters is frowned upon, while continuous engagement in prayer and other personal ibadat is regarded as rewardable. As such, many Muslims get confused and conduct a double life. On the one hand, money talks; it gives status and makes life comfortable, so they seek it vigorously. On the other, they feel guilty, thinking that their effort should be spent on ‘religious’ duties.