伊斯兰允许个人拥有财产，但规定了拥有财产的方式。它允许个人自由处置自己所拥有的财产，但也规定了处置的方式。伊斯兰考虑到人与人之间在身体和智力能力上的差异，因此作出安排，帮助弱者和贫困者，命令富人施舍穷人和需要帮助的人。伊斯兰还将那些本质上对社会不可或缺的公用事业设为全体穆斯林的公共财产，并禁止任何人私自占有或为自己或他人独占此类公用事业。它还将提供财富（无论是以商品还是服务的形式）的责任委托给国家，并允许国家独占某些财产。

Islam allows individual ownership, but has determined the manner of ownership. It has permitted the individual to freely dispose of what He or she owns, but it has also determined the manner of disposal. Islam has taken into account the disparity in the physical and mental abilities among the humans; therefore it has made provision to help the weak and the needy, by commanding the wealthy to give to the poor and needy. Islam has also made the utilities, which are in their nature indispensable to the community, a public property for all Muslims, and has forbidden any person from privately owning or protecting for himself or for others such utilities. It has also delegated the responsibility of providing the wealth, either as commodities or as services, to the State, and it has also permitted the State to exclusively acquire certain properties.

因此，伊斯兰保障了国家每位公民的生计，并确保社会不致分裂，而是保持团结一致。伊斯兰也保护了个人的利益，保障了社群事务的管理，维护了国家实体，并赋予国家必要的强制性权力，使其能够履行其经济职责。然而，这只有在社会形成一种能使财富到达社会中每一个人的模式，并且社会中的个人普遍遵守全部沙里亚规则的情况下才能实现。但是，如果社会建立在明显的贫富悬殊之上，正如当今伊斯兰世界的情况那样，那么就必须通过一种新的分配过程，在公民之间取得平衡，以便在基本需求的供给上实现接近。