伊斯兰对财富的看法，与对财富利用的看法有所不同。伊斯兰把产生利益的手段与拥有利益这一主题视为不同的问题。因此，财产与人的劳动是构成财富的要素，是产生利益的手段。在伊斯兰看来，它们在生活中的存在以及生产方面的地位，不同于对它们的使用问题，也不同于获得这种利益的方式。伊斯兰直接干预某些财产的利用问题：因此它禁止使用某些物品，如酒和死物食品。同样，它禁止从人的某些行为中获益，如跳舞和卖淫。它还禁止买卖被禁止食用的物品，同时禁止雇佣去从事被禁止的行为。这涉及财产的利用和人的劳动。然而，关于财产和人的劳动的取得方式，伊斯兰制定了大量规范这种所有权的法律，如狩猎法、开垦荒地法，以及租赁、制造、继承、赠与和遗嘱等方面的法律。

The view of Islam towards wealth differs from its view of utilising it. Islam considers the means that produce a benefit a subject different from the subject of possessing the benefit. So property and human effort are the components of wealth, and they are the means which produce benefit. Their position in the view of Islam regarding their existence in life and in regard of their production differs from the question of using them, and from the method of possessing this benefit. Islam interferes directly in the question of utilising some properties. So it prohibits the use of some commodities such as wine and dead foodstuffs. Similarly, it prohibits benefiting from some of man’s actions, such as dancing and prostitution. It also prohibits the trade in commodities that are forbidden to be eaten, whilst prohibiting the hiring actions that are forbidden to be performed. This refers to the utilisation of the property, and man’s effort. However, regarding the method of possessing property and man’s effort, Islam has put numerous laws regulating this ownership, such as laws of hunting and land reclamation, and the laws of leasing, manufacturing, inheritance, donations and wills.

关于财富的使用方式及其最初的所有权方式。在财富的生产方面，伊斯兰鼓励人们普遍努力谋生，以此激励人们去工作。伊斯兰并未规定增加生产的具体技术方式，也未规定生产的数量，而是任由人们以自己喜欢的方式去实现。至于财产的存在，它本就自然存在于这个世界上。真主（SWT）创造了它，并将其留给人类支配。真主（SWT）说：

This is regarding the utilisation of wealth and the manner of its initial ownership. Regarding generating the production of wealth, Islam encouraged that through motivating the people generally to earn. Islam did not interfere in defining the technical manner of increasing production, or the quantity of production, rather it left that to people to achieve as they like. Turning to the existence of property, it exists in this world naturally. Allah (swt), has created it, and left it for man’s disposal. Allah (swt):

“他正是为你们创造了地上一切的主。”[《白格拉》：29] 而他（SWT）说：

“It is He who created for you all that exists on earth.” [Al-Baqarah: 29] And He (swt) said:

“真主是使海洋为你们所用的主，使船只奉他的命令在海上航行，好让你们寻求他的恩惠。”[雅西叶：12]真主（SWT）又说：

“Allah is He Who put at your disposal the sea so that the ships may sail by His command, and so as you may seek His bounty.” [Al-Jathiyah: 12] And He (swt) said:

“他为你们驯服了天上和地上的一切，这一切都出自祂。”[《贾西叶》：13]　祂（SWT）说：

“He put at your disposal that which is in the heavens and that which is in the earth, all from Him.” [Al-Jathiyah: 13] And He (swt) said:

“让人思考他的食物。我如何倾注雨水，然后裂开大地，使谷物在其中生长，还有葡萄和嫩草，橄榄和枣树，以及浓密高大的树木环绕的园林，还有水果和牧草，作为给你们和你们牲畜的供养。”[《阿贝萨》：24-32] 他（斯威）说：

“Let man consider his food. How We pour water in showers. Then split the earth in fragments. And cause the grains to grow therein. And grapes and fresh vegetation. And olives and dates, and enclosed gardens, dense with lofty trees. And fruits and grazes. Provision for you and your cattle.” [‘Abasa: 24-32] And He (swt) said:

“我确已教他制造铠甲的技术，以保护你们，使你们免遭彼此的暴力。”［《众先知》：80］ 并且他（SWT）说：

“And We taught Him the art of making garments (of mail) for your benefit, to guard you from each other’s violence.” [Al-Anbiyaa: 80] And He (swt) said:

“我们降下铁，其中有大威力，也有对人类的许多益处。”[《铁》：25] 安拉（SWT）在这些经文及其他经文中说明，祂创造了财产，也创造了人的劳作。祂没有讨论与此相关的其他任何事项，这表明祂并未干预财产本身或人的劳作，只是指明祂创造了它们，供人们加以利用。祂也未干预财富的生产：没有任何沙里尔（教法）的经文表明伊斯兰教干预财富的生产。相反，我们发现沙里尔的经文表明，关于获取财产和改进人的劳作之事，教法已将其交由人们自行处理。据传，先知ﷺ在人工授粉椰枣树的问题上说：“你们对自己日常生活的事务更为熟悉（amr dunyakum）。”又传，先知ﷺ曾派两名穆斯林前往也门的Jurash学习制造武器。这些例子表明，沙里尔已将财富的生产之事留给人们，让他们依据自己的经验和知识去生产。

“And We sent down iron, in which is great might, as well as many benefits for mankind.” [Al-Hadid: 25] Allah (swt) illustrated in these verses and others, that He (swt) created property and created man’s efforts, and He (swt) did not discuss anything else that may be linked to them, which indicates that He (swt) did not interfere in the property or in man’s effort, except that He (swt) showed that He (swt) created them for people to utilise. He (swt) also did not interfere in the production of wealth; there is no Shari’ah text (divine legal text) which denotes that Islam interferes in the production of wealth. On the contrary, we find the Shari’ah texts indicate that the Shari’ah has left to the people the matter of extracting the property and improving man’s effort. It was narrated that the Prophet (pbuh) (pbuh) said in the issue of manual pollination of date trees: “You are more aware of the routine issues of your daily life (amr dunyakum).” It is also narrated that the Prophet (pbuh) (pbuh) sent two of the Muslims to Jurash of Yemen to learn weapons manufacturing. These examples indicate that the Shari’ah has left the matter of production of wealth to the people, to be produced according to their experience and knowledge.

由此可见，伊斯兰关注的是经济制度，而非经济学。它所讨论的主题是财富的使用，以及获取财富收益的方式。至于财富的生产，以及获取收益的手段，它根本没有涉及。

From all of this, it is apparent that Islam focuses upon the economic system and not economic science. It makes the use of wealth, and the method of possessing its benefit as its subject. It does not address the production of wealth nor the means of the benefit at all.