The policy of the administration of interests is based on the simplicity of the system, speed in processing the tasks and the competence of the administrators. This is taken from the nature of processing the interest, for the person who requires a service needs to have it quickly and efficiently processed. The Messenger of Allah (pbuh) said:

“Verily Allah has enjoined the perfection to everything; so when you kill, do so in a good way and when you slaughter, slaughter in a good way.” [Narrated by Muslim from Shaddad bin Aws] Therefore, the perfection in executing the actions is ordered by the Shar’a. To achieve this, the administration should observe three qualities. Firstly: The simplicity of the system that would lead to the ease of processing, whereas complication would lead to hardship. Secondly: The speed in processing the transactions would spare people of unnecessary delay. Thirdly: The ability and competence of the employees. This is required to perfect the task and is even required for the performance of the task itself.